Compliance-Ready Architecture

Built with regulatory compliance in mind, our platform is designed to meet EU standards and integrate with licensed financial institutions.

Designed for EU Regulatory Compliance

Our platform architecture is built to support EMI licensing requirements and can integrate with licensed partners for compliant operations across the European Union.

PSD2 Compatible

Architecture designed to support Payment Services Directive 2 requirements when operating with licensed partners.

• Strong Customer Authentication (SCA)
• Open Banking API standards
• Account Information Services (AIS)
• Payment Initiation Services (PIS)

EMD2 Ready

Platform architecture prepared for Electronic Money Directive 2 compliance requirements.

• Support for fund safeguarding
• Customer fund segregation
• E-money redemption workflows
• Operational resilience features

MiCA Compatible Design

Infrastructure designed with Markets in Crypto-Assets regulation in mind for future digital asset operations.

• Asset-referenced token framework
• E-money token compliance
• Reserve asset management
• Stability mechanism requirements

KYC/AML System Architecture

Basic Verification

Level 1

National ID verification
Selfie with liveness check
Automated risk scoring

Daily Limit

€10,000

Enhanced Verification

Level 2

Passport verification
Proof of address
PEP & sanctions screening

Daily Limit

€50,000

Full Verification

Level 3

All previous checks
Source of funds verification
Enhanced due diligence

Daily Limit

Unlimited

Anti-Money Laundering (AML) Framework

Real-Time Transaction Monitoring

Pattern Detection

Structuring, velocity, and unusual patterns
Threshold Monitoring

€10,000 CTR threshold tracking
Risk Scoring

ML-based transaction risk assessment

Automated Regulatory Reporting

Currency Transaction Reports (CTR)

Daily automated generation
Suspicious Activity Reports (SAR)

Monthly candidate identification
Compliance Dashboards

Real-time metrics and alerts

GDPR & Data Protection

Data Export

Full data portability support

Right to Deletion

Secure data anonymization

Retention Policies

Automated data lifecycle

Consent Management

Granular privacy controls

Example Banking Integrations

Disclaimer: The following are example integrations demonstrating our platform's technical capabilities. These are not active partnerships or endorsements. If your institution is listed and you would like it removed, please contact us at [email protected].

Example

Paysera Connector

EMI Integration Example

• API integration ready
• Multi-currency support
• SEPA payments
• PSD2 compatible APIs

Example

Deutsche Bank API

Banking Integration Demo

• Corporate API access
• Multi-currency accounts
• SWIFT connectivity
• SEPA Instant support

Example

Santander Module

Open Banking Sample

• Open Banking APIs
• Account aggregation
• Payment initiation
• Real-time balances

Available

Custom Integrations

Your Bank Here

• Modular architecture
• Standard interfaces
• Webhook support
• Easy integration

These prototype connectors demonstrate our platform's integration capabilities.
No partnerships or endorsements are implied.

Security Architecture & Best Practices

OWASP

Security Guidelines

AES-256

Data Encryption

OAuth 2.0

API Security

bcrypt

Password Hashing

Platform Compliance Features

Real-time

Transaction Logging

Automated

Risk Scoring

Built-in

Audit Trail

Flexible

KYC Workflows

API Endpoints for Compliance Features

Note: For api.finaegis.org subdomain, these endpoints are available without the /api prefix. For example: https://api.finaegis.org/compliance/kyc/status instead of https://api.finaegis.org/api/compliance/kyc/status

KYC Endpoints

GET /api/compliance/kyc/status
GET /api/compliance/kyc/requirements
POST /api/compliance/kyc/submit
POST /api/compliance/kyc/documents

GDPR Endpoints

GET /api/compliance/gdpr/consent
POST /api/compliance/gdpr/consent
POST /api/compliance/gdpr/export
POST /api/compliance/gdpr/delete

Regulatory Reporting

POST /api/regulatory/reports/ctr
POST /api/regulatory/reports/sar-candidates
GET /api/regulatory/reports
GET /api/regulatory/metrics

Bank Health & Alerting

POST /api/bank-health/check
GET /api/bank-health/status
GET /api/bank-health/alerts/stats
PUT /api/bank-health/alerts/config

Learn More About Our Compliance Architecture

Interested in how our platform can support your compliance requirements? Contact us to learn more about integration possibilities.